APR Calculator
Calculate the true Annual Percentage Rate (APR) including fees for accurate loan comparison.
Annual Percentage Rate (APR)
0%
True cost of borrowing
Nominal Rate
0%
APR Difference
+0%
Why APR Matters
- ✓ APR includes fees for true cost comparison
- ✓ Lenders must disclose APR by law
- ✓ Use APR to compare different loan offers
- ✓ Higher fees = Higher APR than nominal rate